WELLS FARGO SECURITIES SINGAPORE PTE. LTD.

As one of the nation’s leading providers of wealth management services, Wells Fargo Private Bank has extensive experience and a wide range of resources to help you achieve your financial goals. Whether you’re looking to build wealth, focus on maintaining what you have, or want to preserve your family legacy, our dedicated specialists will tailor wealth management solutions fit for you. Disclosures Wells Fargo Bank, N.A. offers various advisory and fiduciary products and services including discretionary portfolio management. Wells Fargo affiliates, including Financial Advisors of Wells Fargo Advisors, a separate non-bank affiliate, may be paid an ongoing or one-time referral fee in relation to clients referred to the bank. The bank is responsible for the day-to-day management of the account and for providing investment advice, investment management services and wealth management services to clients. The role of the Financial Advisor with respect to Bank products and services is limited to referral and relationship management services. Deposit products offered through Wells Fargo Bank, N.A. Investment and Insurance Products are: •Not insured by the FDIC or Any Federal Government Agency •Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate •Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested Wells Fargo Private Bank provides products and services through Wells Fargo Bank, N.A. and its various affiliates and subsidiaries. Wells Fargo Bank, N.A. is a bank affiliate of Wells Fargo & Company. Member FDIC. NMLSR ID 399801. Opinions and comments do not necessarily represent the views of our firm. Additional guidelines can be found on wfa.com/social. © 2021 Wells Fargo Bank, N.A. Member FDIC All rights reserved. NMSLR ID 399801 CAR-0821-02219

Wells Fargo & Company (NYSE: WFC) is a diversified, community-based financial services company with approximately $1.9 trillion in assets. Wells Fargo’s vision is to satisfy our customers’ financial needs and help them succeed financially. Founded in 1852 and headquartered in San Francisco, Wells Fargo provides banking, investment and mortgage products and services, as well as consumer and commercial finance, through more than 7,300 locations, 12,000 ATMs, the internet (wellsfargo.com) and mobile banking, and has offices in over 40 countries and territories to support customers who conduct business in the global economy. With approximately 250,000 team members, Wells Fargo serves one in three households in the United States. Wells Fargo & Company was ranked No. 41 on Fortune’s 2022 rankings of America’s largest corporations. News, insights and perspectives from Wells Fargo are also available at Wells Fargo Stories. Relevant military experience is considered for veterans and transitioning service men and women. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.© 2016 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.

WELLS FARGO HOME MTG is a company based out of 05521 BELMAR ST, Philadelphia, Pennsylvania, United States. Here’s how we can help make the mortgage application process easier for you. Opening doors for more homebuyers with our low down payment mortgage options You may be eligible for a loan with a down payment as low as 3% and programs that assist qualified homebuyers with funds for down payment and closing costs. Flexible credit standards may help homebuyers with a limited credit history or less-than-perfect credit score. Talk with a home mortgage consultant about loan amount, type of loan, property type, income, first-time homebuyer, and homebuyer education requirements to ensure eligibility. Keep in mind that with a low down payment, mortgage insurance will be required, which increases the cost of the loan and will increase your monthly payment. We’ll explain the options available, so you can choose what works best for you. Quality guidance Our knowledgeable home mortgage consultants help you navigate the process, listening to your specific needs and presenting you with customized guidance. Apply with ease If you’re an existing Wells Fargo customer, our online mortgage application imports your Wells Fargo account information when you use your Wells Fargo Online username and password. If not, our simplified online mortgage application still gives you the option to connect with your financial accounts and easily upload documents. Not all features are available with all loans. Ask us about details.