NOVUM FINANCIAL TECHNOLOGIES PTE. LTD.

xpate is the payments provider built for fintechs and digital SMEs that makes it easier to pay, get paid and keep money flowing. xpate combines card payments, FX and banking services into one unified account, to give modern businesses simple and transformative access to critical financial tools. By facilitating this vital link, we enable digital businesses to thrive, scale, and drive innovation with confidence. Through xpate technology, expertise and partnerships, customers get faster access to liquidity, accelerated business growth and reduced financial risk. Our global team of industry experts empower businesses every day to simplify their payments, control their cash flow and accelerate their growth.

Novum Financial Technologies Pte. Ltd. officially represents xpate in Singapore. xpate is a fintech startup that enhances global payments using a design-centric approach to serve growing business needs. We make the payment process easier, faster and accessible to everyone by introducing the first true drag and drop payment experience in the world uniting all payment methods in one account. xpate is an e-wallet system both for retail and business customers who aim to make the financial sphere of their lives comfortable and hassle-free. More than 300 companies processing over 50000 transactions daily utilise xpate to expand their business across frontiers. Covering end-to-end payment needs of businesses worldwide we offer: SEPA and SWIFT multi currency payments Individual IBAN (International Bank Account Number) accounts Visa, Mastercard, Union Pay card processing Currency exchange at competitive rates OCT (Original Credit Transaction) Payouts, Mass Payouts, Batch Payouts Alternative Payment methods (APMs) Card-to Card Transfer