DigiAlly is a financial infrastructure company that leverages AI-driven solutions to advance financial inclusion for small and medium enterprises (SMEs) and mid-market companies. At its core, the platform provides an AI-powered trust score evaluating SMEs across credit, operational, and market risks – streamlining credit assessments for institutional lenders through unified risk quantification. This approach replaces fragmented evaluation methods with a holistic view of business viability.
The platform tackles information asymmetry between SMEs and corporations by integrating nontraditional data points – including supply chain interactions, digital transaction patterns, and market positioning metrics – alongside conventional financial indicators. Through proprietary machine learning models, DigiAlly’s API solution also enables real-time portfolio monitoring and predictive risk analytics, allowing lenders to dynamically adjust credit terms and optimize collection strategies as market conditions evolve.
Key benefits include reduced reliance on backward-looking financial statements, expanded credit access for businesses lacking formal credit histories, and scalable infrastructure for lenders to grow SME portfolios profitably. Early adopters report 40% faster credit decision cycles and 25% reductions in default rates compared to traditional underwriting models, according to pilot data from partner institutions.
DigiAlly’s risk assessment framework now extends beyond lending to address third-party risks across industries. Payment processors use the platform to evaluate merchant viability, while logistics firms apply it to assess supply chain partners’ operational resilience. This expansion reflects growing recognition that AI-powered trust metrics can mitigate counterparty risks in B2B transactions. By transforming opaque business relationships into data-driven partnerships, the platform aims to redefine how enterprises collaborate in the trust-based digital economy.
