DECIMUS FINANCIAL CORPORATION PTE. LTD.

Decimus Financial Corporation (Decimus) is a financial technologies company offering a wide range of credit products for retail customers as well as small & medium enterprises (SME) using a proprietary robotic lending platform, eMulya. Decimus is backed by Hong Kong based Hamon Investment Group which has interests in public and private equity investments across Asia. Decimus is transforming the lending landscape in India by the intensive involvement of technology at every stage of the value chain. Technology helps us offer our customers faster and more flexible loan options, and a nation-wide branch network ensures best in customer service. Decimus operates through its two subsidiaries – Decimus Financial Ltd., an RBI registered Non-Banking Finance Company (NBFC) operating in India since 2008 and eMulya Fin Tech Ltd., a financial technologies company. Decimus Financial Ltd. Decimus Financial Ltd. began its operations in 2008 with the aim of providing credit access and high-quality financial services and products to its customers. Consistently growing and enhancing its presence with 20+ locations already in India and over 100+ locations along with partner companies, Decimus is making strong strides in low-cost credit services across the country. Decimus has successfully met with customer expectations for Two-Wheeler Loans, Electric Bike Loans, Electric Rickshaw Loans and Personal Loans. eMulya eMulya will offer India’s first fully automated ‘Capital to Loan’ platform Due for a Summer-2018 launch, this unique platform will combine NLP and Machine Learning to evaluate loan collateral and then use self learning algorithms for underwriting. eMulya will facilitate securitization of loans and seamlessly combine loan origination with distributed ledger technology based capital raising options.